Will My Medical Bills Be Covered After An Accident?
One of the most difficult circumstances following a major accident is the necessity of paying your existing medical bills. If your accident has prevented you from working, paying your medical bills while supporting yourself and your family can seem nearly impossible. Fortunately, should you find yourself struggling to pay your medical bills after an accident, you have a few options to get the financial support that you need.
If you’ve been hurt in an accident, learn how you can get the money you need to pay for your medical bills and why you might need help from an attorney.
Continuing Payments are Unlikely
One of the common misconceptions in a personal injury lawsuit is that the negligent party will be forced to pay for your medical bills as you receive them. Unfortunately, this couldn’t be farther from the truth. Although you may receive some compensation for your medical bills in the form of damages, it is extremely rare that the at-fault party will have to give you continuing payments to cover your medical expenses.
When asking for damages in your case, make sure to request enough to cover your past medical bills, as you are unlikely to get future payments for ongoing treatment.
States with ‘No Fault’ Rules
The biggest factor in getting funding for your medical bills, especially when it comes to car accidents, is what type of state you live in. In terms of insurance, there are two sorts of states: Fault and no fault.
In no-fault states, your insurance company will cover a portion of your medical bills—generally up to $10,000—no matter who was at fault in your accident. On the other hand, in states with fault rules, you will have to prove the negligence of the other driver before you will receive any payments.
However, no matter which type of state you live in, once you reach your coverage limit you will be required to pay the remainder of your medical expenses out of pocket.
Various Types of Accident
While car accidents are the most common form of personal injury, there are other types of accidents that may result in large medical bills, and each accident comes with its own complication when it comes to covering said bills.
For instance, boating insurance almost never has coverage for medical bills, which means you will have to cover any injuries resulting from a boating accident yourself. If you’ve been injured while on the job, then it’s likely that your workers’ compensation insurance will cover your bills, at least to some degree. Finally, if you’ve suffered a slip and fall accident, your medical bills may be covered by the insurance of the property owner, but this is very rare and usually requires legal action.
No matter the type of injury that you’ve suffered, it’s a good idea to consult an attorney after you’ve been hurt in an accident due to no fault of your own.
Retain Legal Help after You’re Hurt in an Accident
Being hurt in an accident and struggling to pay your medical bills can be one of the most damaging situations you’ll ever find yourself in. To move on from your injury, you deserve compensation to cover your ongoing medical expenses. After you’ve been hurt in an accident, you need to get in touch with a compassionate and experienced attorney from the Disparti Law Group
When you work with our legal team, you’ll get the peace of mind that comes from having a knowledgeable attorney on your side. Consult with the Disparti Law Group today and get the compensation you deserve.