Rideshare accidents present unique challenges when it comes to determining liability. Unlike standard car accidents, these cases often involve multiple parties, including the rideshare driver, the rideshare company, and potentially other drivers. Our Chicago, IL rideshare accident lawyer has helped clients handle these situations, making sure that those responsible are held accountable. Our firm has achieved over $2 billion in recoveries for our clients and has been named one of the Most Influential Law Firms in America. Understanding the differences in liability between rideshare and standard vehicle accidents can make a significant difference for anyone pursuing a claim.
Parties Potentially Liable
In a standard car accident, liability is usually straightforward: the at-fault driver and their insurance company cover the damages. Rideshare accidents, however, can involve multiple layers of responsibility. Liability may fall on the rideshare driver, the rideshare company, another motorist, or a combination of these parties. Determining which entity is legally responsible requires a careful look at the circumstances, including the driver’s employment status with the rideshare company at the time of the accident and whether company policies were followed.
Insurance Differences
Insurance coverage differs noticeably between rideshare and standard car accidents. Standard car accidents typically involve personal auto insurance policies, which pay for damages when the policyholder is at fault. Rideshare accidents often involve both personal policies and commercial coverage provided by the rideshare company. Understanding which policy applies and how it responds can be challenging, especially when the driver was logged into the app but not actively transporting a passenger. Our best personal injury lawyer’s experience helps clients handle these layers efficiently, protecting their right to full compensation.
Passenger Protections
Passengers in rideshare vehicles have different protections than those in traditional cars. Rideshare companies carry commercial insurance designed to cover passengers, which may provide higher limits than standard policies. This coverage can help pay for medical bills, lost wages, and long-term care if injuries are severe. However, proving eligibility and dealing with multiple insurers often requires skilled legal guidance to make sure the compensation reflects the full extent of the damages.
Comparative Fault Considerations
Rideshare and standard car accidents both consider comparative fault, which can affect the final settlement. Rideshare cases often add additional layers because the driver, the company, and another motorist may share responsibility. Determining these percentages often involves accident reconstruction experts and reviewing detailed ride logs or surveillance footage. As Chicago’s largest personal injury firm, our team works carefully to assign fault correctly, helping clients receive the compensation they need.
Legal Options After An Accident
Victims of both rideshare and standard vehicle accidents have the right to pursue legal claims against negligent parties. In rideshare cases, claims may include personal injury suits against the driver, commercial liability claims against the company, or third-party claims if another motorist contributed to the crash. Standard car accident claims usually involve personal injury lawsuits. No matter the case, thorough investigation and strong representation give clients the best chance at fair compensation.
Choosing The Right Legal Support
At Disparti Law Group, we understand the differences between rideshare and standard car accident liability. Our team provides clear guidance and dedicated representation. We charge no fees unless we win, offer free consultations, and have a proven track record of multi-million dollar settlements. If you’ve been injured in a rideshare or standard vehicle accident, reach out to Disparti Law Group to discuss your case and explore your legal options.
