Did you know the Social Security Administration denies more than 70% of initial disability claims every year? If you were denied SSDI benefits, you are probably wondering why. The number of denied claims increases every year as the criteria for eligibility get tougher and tougher. There could be a number of reasons your claim was denied; but, just because your first application was denied doesn’t necessarily mean you don’t qualify for Social Security benefits. You still have the option to file for an appeal. Here are a few reasons why your disability claim may have been denied by the SSA:
- Your medical records don’t provide enough information. Many disability applicants fail to see a regular doctor for their disability, or forget to keep track of appointments, prescriptions, and other medical information. Without a detailed medical record, your chances for being approved for disability benefits are very low.
- You haven’t seen a doctor recently. If you don’t have a detailed medical record and haven’t been to a doctor in a long time, the Social Security Administration may send you to a doctor of their choosing to be evaluated. This impairment evaluation, performed by a doctor hired by the SSA, is often a very basic examination and may not provide an accurate report of your medical condition(s).
- You filed an incomplete claim. One of the most common reasons the Social Security Administration denies claims is due to incomplete information. The SSA doesn’t go the extra mile to make sure your claim is filed properly, or collect all your medical records; without an experienced disability attorney, you’re on your own with making sure all your information is filed correctly.
- You aren’t old enough, or haven’t worked enough. Proving disability is much more difficult if you are under 50 years of age. This is because you must meet certain work credit requirements to be eligible to receive Social Security disability benefits. You earn Social Security Disability Insurance (SSDI) by paying Social Security taxes on your paychecks (FICA). Typically, you must work at least half of your adult life in order to qualify to receive SSDI benefits.
- You make too much money. With the current Social Security system, if you make more than $710 per month, you may not qualify for disability benefits. The Social Security Administration says that, in order to be eligible for SSDI, you must be absolutely unable to perform any sort of “substantial gainful activity.” This means you cannot work to earn enough money to support yourself or your dependents.
If your claim has been denied, but you believe you are still entitled to SSDI benefits, you can talk to an experienced Social Security Disability attorney to discuss your options for filing an appeal.